Benefits for the Rider
Flexibility
Multiple end of term options to enhance your H-D® motorcycle ownership experience; Pay off your current bike to own it outright, trade-in, refinance or return it to an authorized dealership at the end of your term.
Shorter Terms
Customize your payment period with either a 36-or 48-month term - a shorter time frame than standard financing options.
Attractive Monthly Payments
Enjoy a break from traditional buying and leasing by making monthly payments as low as $340 on Grand American Touring Models with 10% down and a final balloon payment of $16,238.67 due at the end of the 48-month term.
Compare Financing Rates
| Flex Financing | Traditional Financing | |
|---|---|---|
| Bike Types |
All MY 2024 & MY 2025 New Bikes MY2021-MY2025 H-D Certified Bikes |
All Bikes |
| Terms | 36 and 48-months | 24 to 84-months, 96-months on select models |
| Payment | Lower monthly payments throughout your term with a single final balloon payment | You will pay the same amount each month until the bike is paid off |
| End of Term |
Trade-in for a new H-D® model Keep your current bike after paying off remainder Refinance your balloon payment with HDFS Return your bike after settling your account balance |
Your loan is fully paid off. The bike is yours to keep or trade-in |